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房屋负担能力计算器
免费房屋负担能力计算器。根据收入、债务和首付确定您能负担多少房屋。获取您的购房预算。
🏠 How Much House Can You Afford?
Calculate your home buying budget based on the 28/36 rule
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28/36 Rule: Spend max 28% of income on housing, 36% on total debt
$
Before taxes and deductions
$
Car loans, credit cards, student loans, etc.
$
Typically 10-20% of home price
%
%
Annual property tax rate
$
Monthly home insurance premium
💡Home Buying Tips
✓20% down payment: Avoid PMI and get better rates
✓Get pre-approved: Know your exact budget before house hunting
✓Budget for maintenance: Plan for 1-3% of home value annually
✓Consider all costs: HOA fees, utilities, and closing costs add up
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