📊

债务收入比(DTI)计算器

免费债务收入比(DTI)计算器。计算您的DTI百分比以获得抵押贷款批准,查看您是否有资格获得房屋贷款。

📊 Debt-to-Income (DTI) Ratio Calculator

Calculate your DTI ratio for mortgage qualification

💡
DTI < 43%: Qualifies for most mortgages | DTI < 36%: Excellent financial health

💰Monthly Income

$

Gross monthly income before taxes

💳Monthly Debt Payments

$
$
$
$
$

💡DTI Ratio Tips

Under 36%: Excellent - you're in great financial shape
36-43%: Good - most lenders will approve your mortgage
43-50%: Challenging - consider paying down debt first
Over 50%: High risk - focus on debt reduction before home buying

为什么选择 Koolyz?

  • 永久100%免费 - 无隐藏费用
  • 无需注册或登录
  • 隐私优先 - 在浏览器本地运行
  • 快速可靠 - 无水印