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债务收入比(DTI)计算器
免费债务收入比(DTI)计算器。计算您的DTI百分比以获得抵押贷款批准,查看您是否有资格获得房屋贷款。
📊 Debt-to-Income (DTI) Ratio Calculator
Calculate your DTI ratio for mortgage qualification
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DTI < 43%: Qualifies for most mortgages | DTI < 36%: Excellent financial health
💰Monthly Income
$
Gross monthly income before taxes
💳Monthly Debt Payments
$
$
$
$
$
💡DTI Ratio Tips
✓Under 36%: Excellent - you're in great financial shape
✓36-43%: Good - most lenders will approve your mortgage
✓43-50%: Challenging - consider paying down debt first
✓Over 50%: High risk - focus on debt reduction before home buying
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