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Student Loan Refinance Calculator

Free student loan refinance calculator. See how much you can save by refinancing student loans at a lower interest rate. Compare before and after.

🎓 Student Loan Refinance Calculator

See if refinancing your student loans will save you money

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Important: Refinancing federal loans means losing federal protections like forbearance and forgiveness options

📚Current Loan

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%

✨Refinance Offer

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$

💡Student Loan Refinance Tips

✓Credit score matters: 700+ score typically gets best rates
✓Federal protections: Refinancing federal loans means losing income-driven repayment and forgiveness options
✓Shop around: Compare rates from 3-5 lenders to get the best deal
✓Shorter terms: Save more on interest but have higher monthly payments
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