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Credit Card Debt Payoff Calculator

Free credit card payoff calculator. See how fast you can pay off credit card debt, compare payment strategies, and save thousands in interest.

💳 Credit Card Payoff Strategies

Pay off your credit card debt faster and save thousands in interest

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Average credit card APR is 19.99%

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Minimum payment: $100

💡Smart Debt Payoff Tips

✓Pay more than minimum: Doubling your payment can save thousands in interest
✓Avalanche method: Pay off highest interest rate cards first
✓Balance transfer: Look for 0% APR offers to reduce interest costs
✓Stop using the card: Avoid adding new charges while paying off debt
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