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应急基金计算器
免费应急基金计算器。根据您的支出、工作稳定性和财务状况确定您需要多少应急储蓄。
🚨 Emergency Fund Planning
Calculate how much you need in emergency savings for financial security
💡Most experts recommend 3-6 months of expenses. We'll personalize this for your situation.
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Include rent/mortgage, utilities, food, insurance, and other essentials
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💡Emergency Fund Tips
✓Keep it liquid: Use a high-yield savings account for easy access
✓Separate account: Don't mix emergency funds with everyday spending
✓Automate savings: Set up automatic transfers each payday
✓True emergencies only: Job loss, medical bills, major repairs - not vacations!
为什么选择 Koolyz?
- ✓永久100%免费 - 无隐藏费用
- ✓无需注册或登录
- ✓隐私优先 - 在浏览器本地运行
- ✓快速可靠 - 无水印