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401k退休计算器

Name: 401k计算器
Rating: 5 (2738 reviews)
Author: Koolyz

免费401k计算器，规划退休储蓄。计算401k增长与雇主配比，预测未来余额，最大化退休供款。

Choose your contribution level and see your retirement future

👤 Current Age

🏖️ Retirement Age

💰 Current 401k Balance

📈 Annual Contribution

2024 IRS limit: $23,000 (under 50), $30,500 (50+)

🎁 Employer Match %

Average employer match: 3-6%

📊 Expected Annual Return

Historical S&P 500 average: ~10%

💡401k Success Tips

✓Max employer match: Always contribute enough to get full employer match - it's free money!

✓Increase annually: Bump your contribution 1-2% each year with raises

✓Start early: Time in market beats timing the market - compound interest is powerful

✓Diversify: Use target-date funds or diversified index funds for balanced growth

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