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Calculadora de Aposentadoria 401k

Name: Calculadora 401k
Rating: 5 (2403 reviews)
Author: Koolyz

Calculadora gratuita 401k para planejar economias de aposentadoria. Calcule o crescimento do 401k com contribuição do empregador, projete saldo futuro e maximize contribuições de aposentadoria.

🏦 401k Growth Strategies

Choose your contribution level and see your retirement future

👤 Current Age

🏖️ Retirement Age

💰 Current 401k Balance

📈 Annual Contribution

2024 IRS limit: $23,000 (under 50), $30,500 (50+)

🎁 Employer Match %

Average employer match: 3-6%

📊 Expected Annual Return

Historical S&P 500 average: ~10%

💡401k Success Tips

✓Max employer match: Always contribute enough to get full employer match - it's free money!

✓Increase annually: Bump your contribution 1-2% each year with raises

✓Start early: Time in market beats timing the market - compound interest is powerful

✓Diversify: Use target-date funds or diversified index funds for balanced growth

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