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Rent vs Buy Calculator

Make an informed decision on whether to rent or buy. Compare total costs, equity, investment returns, and net worth over time.

โšก Quick Preset Scenarios

๐Ÿ Buying a Home

$
$
%
$
$
$
% / year
% / year
%

๐Ÿ”‘Renting a Home

$
$
% / year

Investment Assumptions

% / year

Timeframe

About Rent vs Buy Calculator

  • โœ“Compare total costs of renting vs buying over your chosen timeframe
  • โœ“Account for home appreciation, equity building, and investment returns
  • โœ“Include all costs: maintenance, HOA, taxes, insurance, and closing costs
  • โœ“See break-even point when buying becomes more financially beneficial
  • โœ“Make data-driven decisions about one of life's biggest financial choices

Why Koolyz?

  • โœ“100% Free Forever - No Hidden Costs
  • โœ“No Sign-up or Registration Required
  • โœ“Privacy First - Runs Locally in Your Browser
  • โœ“Fast & Reliable - No Watermarks