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401k Retirement Calculator

Free 401k calculator to plan retirement savings. Calculate 401k growth with employer match, project future balance, and maximize retirement contributions.

🏦 401k Growth Strategies

Choose your contribution level and see your retirement future

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2024 IRS limit: $23,000 (under 50), $30,500 (50+)

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Average employer match: 3-6%

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Historical S&P 500 average: ~10%

💡401k Success Tips

✓Max employer match: Always contribute enough to get full employer match - it's free money!
✓Increase annually: Bump your contribution 1-2% each year with raises
✓Start early: Time in market beats timing the market - compound interest is powerful
✓Diversify: Use target-date funds or diversified index funds for balanced growth
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